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July 24, 2025 Professional Liability

This article was originally published November 06, 2023

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What’s the difference between General and Professional Liability insurance?

Both types of policies offer important protection, but general and professional liability insurance are designed to address different risks.

Professional liability protects your business from the financial impact of third-party claims for abstract risks like mistakes you are accused of making during the course of providing professional services. General liability mainly covers the cost of physical incidents—damage and injuries. That’s a key difference when considering general liability vs E&O insurance (another name for professional liability insurance).

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